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What is Phishing?

Phishing is when an attacker attempts to acquire information by masquerading as a trustworthy entity in an electronic communication. Phishing messages often direct the recipient to a "spoof" (or replica) website. Phishing attacks are typically carried out through email, instant messaging, telephone calls, and text messages (SMS).

Phishing is a form of Social Engineering, whereby an attacker uses human interaction to manipulate a person into providing them information. People have a natural tendency to trust. Social engineering attacks attempt to exploit this tendency in order to steal your information. Once the information has been stolen it can be used to commit fraud or identity theft.

Prevention Tips:

= Delete email and text messages that ask you to confirm or provide sensitive information. Legitimate companies don't ask for sensitive information through email or text messages.

= Beware of visiting website addresses sent to you in an unsolicited message.

= Even if you feel the message is legitimate, type the web addresses into your browser or use bookmarks instead of clicking links contained in messages.

= Try to independently verify any details given in the message directly with the company.

= Utilize anti-phishing features available in your email client and/or web browser.

= Utilize an email SPAM filtering solution to help prevent phishing emails from being delivered.

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NMLS Institution #440104
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