American Savings FSB

Security Center
Personal Finances
Lending Services
Business Finances
Investment Services
About Us

 


 Security Center


 

What is Malware?

Malware is simply malicious software that self-installs on your computer without your knowledge or consent and enables small pieces of information to be gathered about your Internet use, passwords, etc. The term Malware covers a host of software including computer viruses, worms, Trojan horses, spyware, and other malicious software.

What should I be looking for?

Although the phishing attacks that lead to Malware are designed to be nearly impossible to distinguish from legitimate emails and messages, there are some common signs you can look for:

  • Attackers urge the recipient to click on the link to update or verify account information, re-activate an account, or cancel an order.
  • Attackers convey a sense of urgency and often mention negative consequences for failing to respond.
  • Attacks are not consistent with other email messages from the business.
  • Messages do not contain any personalization: the recipient's name, the last four digits of their account number, or other information that shows that the sender knows something about the recipient's account.
  • Attacks often contain spelling errors and bad grammar.
  • Messages often claim the user has ordered something that they never ordered.

Prevention Tips:

  • Don't open attachments from unsolicited emails at work or at home. This is the most common way computers become infected with malware.
  • If you are unsure of an email's authenticity, call a phone number you trust (such as the one on your most recent statement, NOT the one in the email) to verify the company actually sent it and to inquire about why they need your information.
  • Install a firewall to prevent unauthorized access.
  • Install and run anti-virus and anti-spyware software on your computer and keep them up-to-date.
  • Try to avoid spyware altogether by taking the following steps before loading software onto your home computer:
    • Read the license agreement. Learn what to look for.
    • Search the Internet for spyware reports. Use the software's name and the word "spyware" as your search keywords.
  • Do not allow anyone to access your computer without your knowledge. Keep your computer turned off or locked when you're not using it.
  • Never use the "save ID and password" option.
  • Never write your user ID and/or password on a piece of paper and leave it near your computer.
  • Install updates and patches for your home computer's operating system and all of your installed applications (e.g., iTunes, etc.).

Return to Security Center Main Page

 


Copyright 2012, American Savings, FSB
NMLS Institution #440104
Questions or comments,
please contact us.


Home ] Personal Finances ] Lending Services ] Commercial Banking ] Investment Services ]
About Us ] [ Contact Us ]