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Savings Accounts
We offer the following savings account programs.
Stars Savings I
Stripes Savings
Holiday Club
Skipper's Treasure Chest I
Apprentice Savings
Features of all savings products include:
 | The interest rate and APY may change without notice |
| Accrued interest compounds quarterly |
| Interest accrues based on a 365 day year |
| Interest begins to accrue on the day American Savings receives credit |
| There are no per withdrawal charges |
| Direct deposit of payroll checks is available |
| Check out our current Savings rates here |
Stars Savings (Statement)
An interest bearing account which enables customers to earn a competitive rate of interest and still maintain fast, easy access to funds. The customer is not responsible for maintaining the record keeping on the account. A statement of activity is mailed to the customer quarterly.
| Minimum deposit to open is $200 |
| Customer must maintain a minimum balance of $200 to earn interest on the account |
Stripes Savings (Passbook)
An interest bearing account which enables customers to earn a competitive rate of interest and still maintain fast, easy access to funds. The customer is responsible for maintaining records in his/her passbook since the customer does not receive a statement with this account. Due to regulations, customers are not allowed to use an ATM card with this type of account.
| Minimum deposit to open is $200 |
| Customer must maintain a minimum balance of $200 to earn interest on the account |
Holiday Club
Special savings for special holiday shopping. Open one at any time during the year. Free gift!
| Minimum deposit to open is $10 |
| Earns interest at the normal savings rates |
| Withdrawals are not allowed |
| Make deposits with coupons or automatic withdrawals from your checking account |
| Deposits may be made with automatic withdrawals from other financial institutions |
| Total accumulated balance is distributed by check on November 1 |
Skipper's Treasure Chest
For our youngest savers, aged 0-12. An interest bearing account with no minimum balance required. Our littlest savers are responsible for tracking their balance by maintaining their passbook since they do not receive a statement with this account.
| Minimum deposit to open is $1 |
| Customer must maintain a minimum balance of $1 to earn interest on the account |
Apprentice Savings
For our younger savers, aged 13-17. An interest bearing account with no minimum balance required. Youths are responsible for maintaining records in their passbook since they do not receive a statement with this account.
| Minimum deposit to open is $1 |
| Customer must maintain a minimum balance of $1 to earn interest on the account |
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