American Savings FSB

Online Banking
Personal Finances
Lending Services
Business Finances
Investment Services
About Us

 



 Debit/ATM Card


 



It’s the card that works like a check, only better. Think of it as your ATM card and your checkbook all rolled into one. Because the card carries the MasterCard logo, it’s accepted anywhere MasterCard is welcome. Use our Debit/Check card in more ways and at more places than ever before!
   
bulletWhat's the difference between Debit/Check card and a credit card?
bulletWhere can I use my Debit/Check card?
bulletHow do I use the Debit/Check card?
bulletWhy is my Debit/Check card better than writing a check?
bulletHow do I keep track of my purchases?
bulletWhat happens when I need to return merchandise?
bulletWhat accounts can I access?
bulletWhat happens when my Debit/Check card is lost or stolen?
bulletHow can I get more information on the Debit/Check card?

What's the difference between my American Savings Debit/Check card and a credit card?
Although your new Debit/Check card looks like a credit card, it's not. Purchases are deducted directly from your primary checking account. You are not billed on a monthly basis and there is no interest to pay. It also functions as a American Savings ATM card providing you 24-hour access to your checking and savings accounts.

Where can I use my Debit/Check card?
You can use your new card anywhere MasterCard is accepted: retail stores, restaurants, supermarkets, hotels, airlines and many more places in the United States and all around the world. The American Savings Debit/Check card is also an enhanced ATM card; use it at thousands of other ATMs displaying the Cirrus, PLUS, or Cash Station logos.

How do I use the American Savings Debit/Check card?
When you make your purchases, instead of filling out and signing a check, you will sign a sales slip. The purchase amount will be withdrawn directly from your American Savings checking account. At an ATM, use your American Savings Debit/Check card just as you would your ATM card.

Why is my American Savings Debit/Check card better than writing a check?
There is no need to carry your checkbook and spend time writing checks. You won't need credit cards, identification, or lots of cash. Your American Savings Debit/Check card is all you need! It's a money saver, too! There are no monthly or annual fees, no finance charges, no credit card bills and fewer checks to buy!

How do I keep track of my purchase?
You will receive a receipt with each American Savings Debit/Check card purchase or ATM transaction. Just remember to record each amount in your check register. All purchases and ATM transactions will also be listed on your monthly checking account statement.

What happens when I need to return merchandise?
It's the same as returning merchandise purchased with a credit card or check. Be sure to save your receipt in case you need to return an item. You must resolve issues directly with the merchant.

What accounts can I access?
For ATM use, you will be able to access the checking and savings accounts.

What happens if my American Savings Debit/Check card is lost or stolen?
If you believe your card has been lost or stolen, call American Savings, FSB immediately at:

(219) 836-5870 Munster
(219) 322-5005 Dyer
(219) 931-1015 Hammond

We will stop the use of your card immediately and order a new one for you.

How can I get more information on the American Savings Debit/Check card?
Stop by any American Savings location or call at:

(219) 836-5870 Munster
(219) 322-5005 Dyer
(219) 931-1015 Hammond

We'll be happy to answer all your questions.

 


Copyright 2008, American Savings, FSB
Questions or comments,
please contact us.


Home ] Online Services ] Personal Finances ] Lending Services ] Commercial Banking ] Investment Services ] About Us ]
[ Contact Us ]

[
Bank Training Solution ]

Extranet