American Savings FSB

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 Mortgage Loans


American Savings, FSB offers a wide array of mortgage products designed to fit your many possible needs.

Click Here to View Current Mortgage Rates

  • We offer 30, 20 and 15-year fixed rate loans.
  • Ask about our special first-time home buyer program.
  • We offer 3, 5, 7 and 10-year balloon mortgages. These loans amortize for the number of years stated, with the remaining loan balance due at the end of that term. At that time, borrowers must then either pay off the loan or refinance the remaining balance at current market rates.
  • We also offer 3/1, 5/1 and 7/1 adjustable rate mortgages. The rate for these loans remains fixed for the number of years listed first (3, 5 or 7 years), but then adjusts to current rates every year after.

All mortgages are subject to the following terms and conditions:

  • Posted rates are based on a loan size of $100,000. Loans less than $50,000 carry a rate 0.375% higher than the posted rates.
  • Minimum loan amount is $20,000.
  • Click here for current rates.

To apply for a loan
or just speak to someone with questions
on our products, please contact:

Todd C. Williams   -or-
Brian Specht   -or-
Dustin Gorelick



Copyright 2013, American Savings, FSB
Questions or comments, please contact us.
NMLS Institution #440104

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