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Search for homes in our
area with the Greater
Northwest Indiana
Association of Realtors'
Multiple Listing System
(GNIARMLS). Search for
properties with any number
of variables to find exactly
what you're looking for.
Then use our
calculators
to estimate your payments
and contact one
of our
helpful lenders to get
started toward the
purchase of your
new home!
Mortgage Loans
 | We offer 30, 20, 15 and 10-year fixed rate loans. |
| Ask about our special first-time home buyer program. |
| We have a 7/23 balloon loan that amortizes over a 30 year term, but after 7 years the remaining balance of the loan comes due for payment. At this time the customer must either pay off the loan in full or the remaining balance will convert to current market rates. |
| We have a 3/30 adjustable rate mortgage that amortizes over a 30 year term, just like a 30 year fixed-rate mortgage. However, every three years, the interest rate adjusts to current market rates per the loan agreement. |
| We also offer 1/1, 3/1, 5/1 and 7/1 adjustable rate mortgages. The rate for these loans remains fixed for the number of years listed first (1, 3, 5 or 7 years), but then adjusts to current rates every year after. |
All mortgages are subject to the following terms and conditions:
| Rates and fees posted on our rate page are for owner-occupied properties. Non-owner occupied properties must add 1% to these rates. |
| Posted rates are based on a loan size of $50,000. Loans less than $50,000 carry a rate 0.375% higher than the posted rates. |
| Minimum loan amount is $20,000. |
| Financing is available for up to 95% of purchase price or appraised value. |
| Click here for
current rates. |
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