|American Savings, FSB offers a wide
array of mortgage products designed to fit your many possible needs.
- We offer 30, 20 and 15-year fixed rate loans.
- Ask about our special first-time home buyer
- We offer 3, 5, 7 and 10-year balloon mortgages. These
loans amortize for the number of years stated, with the remaining loan
balance due at the end of that term. At that time, borrowers must then
either pay off the loan or refinance the remaining balance at current
- We also offer 3/1, 5/1 and 7/1 adjustable rate
mortgages. The rate for these loans remains fixed for the number of years
listed first (3, 5 or 7 years), but then adjusts to current rates every
All mortgages are subject to the following terms and
- Posted rates are based on
a loan size of $100,000. Loans less than $50,000 carry a rate
0.375% higher than the posted rates.
- Minimum loan amount is $20,000.
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