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 Home Equity Lines & Home Equity Loans


 

Two Tax-Advantaged Ways To Borrow Thousands Of Dollars At Lower Cost

Home ownership provides a solid foundation for our American way of life. This is why home equity credit interest remains largely tax-deductible, when the deductibility of interest on other forms of consumer credit, such as auto loans and charge cards, has been phased out.

American Savings offers two convenient ways to take advantage of the deduction (for homeowners only) and obtain $5,000... $15,000... $150,000 or more based on your home's built up equity. Check here for current rates.

Our Home Equity Line of Credit

  • A revolving line of credit in which money repaid is available to use again and again.
  • Apply just once, then access your reserve simply by writing checks.
  • Pay interest at a competitive rate and only on the amount used.
  • Check here for current rates.

Our Home Equity Loan (Second Mortgage)

  • Ideal when you wish to borrow one
    large sum of money.
  • Gives the predictability and security
    of fixed monthly payments.
  • A range of terms is available to fit
    your exact needs.
  • Check here for current rates.

Consider all the ways you could use extra thousands of dollars - money readily available without needing to cash in savings or investments.

  • Pay off debts.
    Use low-cost dollars to wipe out high-interest credit card charges. Pay taxes, accumulated obligations and other expenses.
  • Finance children's educations.
    Handling the rising cost of college is
    one of the most popular, rewarding uses
    of home equity credit.
  • Make home improvements.
    Modernize, repair, even enlarge your home to increase your comfort and its property value.
  • Have money for important purchases.
    Buy a car, boat, van, light truck, RV or major appliances simply by writing a check.
  • Be prepared for the future.
    You
    're ready to take advantage of profitable opportunities, or handle any emergency.
     


To apply for a loan
or just speak to someone with questions
on our products, please contact:

Todd C. Williams   -or-
Brian Specht   -or-
Dustin Gorelick
.

 

 


Copyright 2012, American Savings, FSB
NMLS Institution #440104
Questions or comments,
please contact us.


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