Quick and Easy Bank Deposits
Without Ever Leaving Your Business!

With Xpress Deposit you can make deposits electronically by utilizing a desktop scanner connected to your PC and the Internet. Users scan checks at their business location and then transmit data and check images to us electronically for deposit.

This new service reduces or eliminates the need to deliver deposits in person at your financial institution. And you can make deposits from any of your business locations.

Here's how it works:

1 Scan
Use the supplied scanner to capture the front and back of each check, including the MICR information and dollar amounts.
2 Balance
Checks are totaled, balanced and a virtual electronic deposit ticket is prepared for your approval.
3 Transmit
All check images are sent electronically, over a secure connection, to American Savings, FSB and deposited into your account.

With Xpress Deposit from American Savings, FSB, you will enjoy many key benefits.

Add Convenience.
Prepare and submit deposits directly from any of your business locations. Make deposits when it's most convenient for you: evenings, weekends or even holidays.

Reduce Costs.
Eliminate courier costs or employee trips to the bank. Consolidate multiple banking relations and save money with reduced fees.

Improve Cash Flow.
By depositing checks quickly, deposit items may qualify for faster availability.

Increase Efficiencies.
Reduce the amount of time spent preparing deposits and consolidate banking accounts. No more trouble getting to the bank before cut-off time.

Minimize Fraud.
By depositing checks faster, the collection process is started sooner.

Improve End-of-Period Processing.
Checks received on the last day of the month or quarter will post in the same period.

Plus:

• Extensive reporting capabilities

• Recognition technology allows you to automatically read the majority of checks

• Streamlined workflow processes including an
  automated virtual endorsement ticket

• Ability to automatically upload payment files into
  your accounts receivable system

• Automated transaction balancing and validation

• Multiple security layers

• Support of up to 12 additional fields provides
  ability to key additional information from images,
  such as name and address

• Integrated transmission function confirming
  transmission and reception of transaction data,
  including multiple deposits in a single day

Contact  Mohammad Saleem for more information on the advantages of Xpress Deposit.