ACH Banking

A successful business is always looking for new and innovative ways to reduce expenditures, as well as to become more marketable to future customers.

ACH Banking from American Savings, FSB gives you the tools you need to reduce the operational cost of paying your expenses and billing your customers, streamline the paying of your payroll, reduce the amount of time needed to process your accounts receivable, and reduce the number of delinquent payments. And it’s safe and easy!

Direct Deposit

Reduced costs
4Fewer checks to buy
4Lower costs for check distribution

Increased efficiency
4Eliminates time to print and sign checks
4Greatly simplifies account reconcilement
4Eliminates lost/stolen paycheck problems
4Reduced storage space for canceled checks
4Fewer incorrect pay amounts from typing checks
4Easier payroll research

Increased employee benefits
4No need to make a trip to cash or deposit checks
4Eliminates payroll problems for sick, traveling, or
vacationing employees
 

Direct Payment

Reduced costs
4Lower costs for billing (invoice printing,
return envelopes, postage, etc.)
4Lower account charges for ACH items

Improved cash flow
4Immediate access to the funds on the date due
4Credit amount is known in advance

Increased efficiency
4Eliminates time to create invoices
4Fewer incoming checks to process
4Improved accuracy over customer-written checks

Increased service to customers
4Eliminates need to write and mail checks
4Removes concern about late payments

Improved delinquency ratio
4Receive more payments on time
4Reduces second billing notices
 

Contact  Mohammad Saleem  for more information on ACH Banking from American Savings, FSB.